Stop leaving rewards on the table. Acardai tells you the perfect card for every purchase — no card numbers, no bank logins, ever.
Be one of our founding members
Free plan available. No credit card required.
Sample wallet
What are you buying?
Amount
Groceries — $100
Amex Gold
4x at US supermarkets
$8.00
rewards value
You'd earn $3.00 more with the right card.
Sound familiar? You're not alone — most card holders miss $500–$800/year.
Most people leave hundreds of dollars in rewards unclaimed every year. Acardai fixes that.
Average annual loss
-$800
Average annual savings
+$0
Tell us the purchase and amount. Our AI compares every card in your wallet and picks the winner in under a second, with a plain-English explanation.
Chase Sapphire Preferred
3x points on dining — $3.75 on $100
Track expiring credits, rotating categories, and annual perks. Get reminded before you lose value.
$200 Airline Credit
Amex Platinum — expires Dec 31
Map transfer partners. Find sweet-spot redemptions. Build booking recipes for award travel.
PremiumChase UR → Hyatt
1:1 transfer — 2.2c/pt value
The most comprehensive US credit card database. Every earn rate, bonus category, and point valuation — always up to date.
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Cards
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Programs
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Speed
Pick from 100+ US credit cards. No card numbers, CVVs, or bank logins. Just select and go.
"What card should I use for $200 at Costco?" Get an instant AI-powered answer with a clear explanation.
Track every benefit, get reminded before perks expire, and plan award travel like a pro.
Start free. Upgrade when you need more. US credit cards only.
$0/mo
The basics, forever.
$9.99/mo
For card enthusiasts.
$19.99/mo
Fully automated.
Join the waitlist. Be first to know when we launch.
Free plan available. No credit card required.